Mortgages and Re-Mortgages
Most people who buy a property need to take out a mortgage on it. A mortgage is a type of loan from a bank or other financial institution (known as the ‘lender’) that is secured against your home and is usually repaid in monthly instalments. Mortgages generally last for 25 years, and lenders charge interest, and sometimes other fees, on top of the amount borrowed.
When purchasing a property with a mortgage, a lender requires you to instruct a conveyancing solicitor to oversee the process due to the large sum of money involved and the number of legal issues that can occur. Many legal documents need to be completed during the conveyancing process to secure legal title to the property, so quality expert advice is vital.
To speak to our Mortgage and Re-Mortgage solicitors today, call us on 020 8852 4433 or email enquiries@beverleymorris.co.uk.
How Our Local Mortgage Solicitors Can Help
There are several different types of mortgages on offer, and which one you need depends on your situation. Mortgages can include:
· First-time buyer mortgages.
· Home-mover mortgages.
· Re-Mortgages.
· Buy-to-let mortgages.
At Beverley Morris & Co., our helpful and professional team of conveyancing solicitors have experience in all sorts of mortgages and will provide you with clear and sensible advice to assist with your mortgage application. We can act for buyers, sellers, and lenders and will be there to support you throughout the whole process.
Mortgage Solicitor Near Me
If you are thinking of re-mortgaging a property, our dedicated team of conveyancing specialists can also help guide you through what is involved. People usually choose to re-mortgage when they get to the end of their fixed or discount rate term and decide to re-mortgage for various reasons, for example, to get a better rate, or to release equity in their homes.
Our dedicated residential property solicitors can advise on all the legal issues you can encounter during the mortgage and re-mortgage process and will provide clear, practical, and pragmatic advice should any issues occur. Beverley Morris & Co.’s conveyancing specialists are accredited under the Law Society’s Conveyancing Quality Scheme, so you can rest assured you have direct access to expert help.
Our Fees
We will always ensure you are fully aware of all costs involved, and your solicitor will explain these to you. For more information, you can contact our team or make an online enquiry.
Our Residential Property Mortgage Team
Beverley Morris & Co.’s residential property team will be happy to speak with you regarding all areas of residential conveyancing, including buying and selling, transfer of equity, lease extensions, freehold purchases, and new builds. You can find out more about our team by clicking on the links below.
Other Legal Services
We can also provide specialist legal advice on other areas of law that may be relevant when you are organising your estate, such as Lasting Powers of Attorney, Probate and Estate Management, Family Law and Wills.
Residential Mortgage Solicitor Blackheath
If you have any questions on mortgages or re-mortgages or want more information on anything mentioned above, please call us on 020 8852 4433 or email us at enquiries@beverleymorris.co.uk to find out more.
